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These two formulations are given in Campbell R
[T]hrift, which has always been held in high esteem in our economy, now becomes something of a social vice

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أفضل النصائح للإدخار: لا يعرفها سوى الخبراء المصرفيين
McConnell 1960: 261—62 , emphasis added: "By attempting to increase its rate of saving, society may create conditions under which the amount it can actually save is reduced
الادخار والاستثمار
This phenomenon is called the paradox of thrift
أفضل طرق للادخار والاستثمار

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